I recently had a "$140" blood test that Cigna declined. I was billed $6.48 (which is what Cigna would have paid if they accepted). I'm pretty sure I would hav

I recently had a "$140" blood test that Cigna declined. I was billed $6.48 (which is what Cigna would have paid if they accepted). I'm pretty sure I would have been charged more than $6.48 without Cigna involved.