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> things like birth control aren't insured Why would you use insurance for something you know you are going to need? I got new glasses and an eye exam and they
by nonbel 7y ago
> things like birth control aren't insured
Why would you use insurance for something you know you are going to need? I got new glasses and an eye exam and they were surprised I didn't pay via insurance? Why would I want to pay extra to insure for something I know I will need to get? This makes no sense at all.
- rolltiide 7y agoprivileged people have the option of using pre-tax + employer funded FSA/HSA accounts, where a wide array of hygienic purchases, medical purchases and even copays can be paid for and further subsidized. These are part of your overall “insurance package”, in conversation this is typically called being insured with no regard to whether an insurance company is actually picking up the tab.
- nonbel 7y agoWouldn't the "privileged" prefer to have actual money they could spend as they want instead of be forced to use it for a single purpose, including the extra cost of a middle man? It sounds like some sort of tax scam.
- rolltiide 7y agoThe pre-tax portion naturally comes out of the part of your paycheck you otherwise wouldn't be able to use at all. The level of discount would therefore be linked to your marginal income tax level, alongside how much your employer contributes to it. The max a person can contribute to these in 2019 is $3,500 and $7,000 for family. It is a privilege extended by the federal government.