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You forgot to factor in UberEats, Disney trips, and other one off expenses that end up easily being $75+ a pop. Expenses that some people would budget for a wee
by j79 7y ago
You forgot to factor in UberEats, Disney trips, and other one off expenses that end up easily being $75+ a pop. Expenses that some people would budget for a week or two (or longer), people are easily spending on a single event. That hefty $4000 in your checking account quickly dwindles down to nothing because they spent $500 bucks over the weekend on multiple UberEats and a quick run to the mall.
- thephyber 7y agoI think this is the right response to the gp's budget item enumeration. People don't naturally pay the minimum for each necessary bill and never buy anything else. They have a stream of money and tend to spend it on what they see their costs are now. Some adults are cognizant of future planning and are detailed with their budgets (past, present, and future), but I suspect most are too tired from working + raising kids to spend the extra mental effort to budget carefully and stick to it.