I appreciate your point, but surely both are problems? One is bad math while the other is a sort of a prisoners dilemma where everyone has already defected. I

I appreciate your point, but surely both are problems? One is bad math while the other is a sort of a prisoners dilemma where everyone has already defected. I don't think changing the incentives would necessarily lead to better math or even that we have to change the incentives before changing the math.