>They are saying “nobody is going to loan you money if you don’t play our games”. Completely untrue. But if you want good loan terms, yes you will need to part

>They are saying “nobody is going to loan you money if you don’t play our games”. Completely untrue. But if you want good loan terms, yes you will need to participate in the system of sharing credit terms, because reputable banks don't want to deal with bad debt.