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Yeah, Netflix ain't the problem. Even $100 in coffee budget a month ain't the problem, as long as that's not one of several $100/mo unnecessary budget items. He
by asark 7y ago
Yeah, Netflix ain't the problem. Even $100 in coffee budget a month ain't the problem, as long as that's not one of several $100/mo unnecessary budget items. Health care, housing somewhere with non-shit schools, child care (when young, or after school care, or summer care), those are the biggies. Food not up in that category but high, even if you spend quite a bit of time cooking yourself and rarely dine out. Utilities next. Clothing somewhere under that unless you just have to buy all your kids' clothes new, and maybe by the time you're that far down the spending ladder you've found an item that's rivaled by "frivolous" spending. Phone bill's probably down around here somewhere, too.
Oh boy, I spend zero on entertainment or other unnecessary stuff so my spending dropped perhaps 5%/mo. Great. I'm only miserable and hate life is all, but great.
- lm28469 7y agoHence you should plan _before_ having a kid. Invest 2k a year for 10 years and you'll have 25k+ to handle child care (or taking time off to actually take care of the little human you brought in this world). As for child care, health care, retirement and school I'm genuinely sorry for you but you're paying the price of america's vision of capitalism. > Even $100 in coffee budget a month ain't the problem $100 a month invested over 30 or 40 years is quite the money for most people. > I'm only miserable and hate life is all, but great. Listening to you two we're miserable anyway, at least now you have some money. But seriously, how did people live before the 80s without all these form of entertainment and useless gadgets ?
- asark 7y ago> But seriously, how did people live before the 80s without all these form of entertainment and useless gadgets ? They spent $100/mo (inflation adjusted) on bowling lane fees, drinks at the bowling alley, team shirts, bowling shoes, et c, instead of Internet service plus a streaming service or three. Or something similar. Our modern distractions aren't exactly crazy-expensive. They're insanely cheap, really. We can have a big-ass flatscreen—at least one—for the cost of one little color TV they'd have in a 1970s house, and they would have one, with rare exceptions. > As for child care, health care, retirement and school I'm genuinely sorry for you but you're paying the price of america's vision of capitalism. Heh, no kidding. It's a pretty crappy deal.