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They check all kinds of things, not just credit. Criminal record, job history, salary history, education, etc. How much of that should a prospective employer
by g051051 7y ago
They check all kinds of things, not just credit. Criminal record, job history, salary history, education, etc. How much of that should a prospective employer be "allowed" to check before deciding to hire you? Or a renter check before letting you live in their house? In both cases, they are taking on real risk. How else can they reduce that risk, without doing checks?
- p49k 7y agoThat’s beside the point of my post, which was to counter the claim that essentially stated, “you are only opted in to credit bureau tracking because you made the choice to take advantage of a product that is not essential in life”
- g051051 7y agoBut the requirement for the credit check is from the bank, renter, employer, etc. They aren't being forced to do that, other than the economics of risk.