I'd like to get some further sources. Below is what Wikipedia has to say about Danish credit scoring[1] (emphasis mine) I know there are databases the store you

I'd like to get some further sources. Below is what Wikipedia has to say about Danish credit scoring[1] (emphasis mine) I know there are databases the store your information if you have defaulted your loans, but that is (to me) very different thing to actual credit scoring, which obviously any entity in credit business is and should be doing. I would be very keen to know (some of) the companies that sell actual credit scores of individual people in (mainland) Europe, and possibly shoot a GDPR request at them. The Wikipedia snippet: The credit scoring is widely used in Denmark by the banks and a number of private companies within telco and others. The credit scoring is split in two: Private: The probability of defaulting Businesses: The probability of bankruptcy For privates, the credit scoring is always made by the creditor. For businesses it is either made by the creditor or by a third party. There are a few companies who have specialized in developing credit scorecards in Denmark: Experian (generic rating for business) Bisnode (generic rating for business) The credit scorecards in Denmark are mainly based on information provided by the applicant and publicly available data. It is very restricted by legislation compared to its neighbouring countries. [1] https://en.wikipedia.org/wiki/Credit_score#Denmark https://en.wikipedia.org/wiki/Credit_score#Denmark