4 ms·

The UK imports all the shitty things from the US, instead of looking at what the european are doing: - No national ID, so identity theft is easier - For a long

by Glawen 7y ago

The UK imports all the shitty things from the US, instead of looking at what the european are doing: - No national ID, so identity theft is easier - For a long time, no pin code on credit card, so that theft is easier Basically they keep the stuff which trick the consumer, whereas in Europe they make law to protect consumer. I really hope they leave the EU and stop bothering us with their shitty ideas, credit reference beeing one

benj111 7y ago
How do any of your examples 'trick' the consumer?
jdietrich 7y ago
>No national ID, so identity theft is easier We don't want national identity cards; the Blair government tried to introduce them in 2006 and failed due to massive public opposition. We think it's a bit weird that other EU nationals are so tolerant of the government having a massive centralised database tied to a single token. https://en.wikipedia.org/wiki/Identity_Cards_Act_2006 https://en.wikipedia.org/wiki/Identity_Cards_Act_2006 >For a long time, no pin code on credit card, so that theft is easier Most of our debit card market is Visa/Mastercard, so we switched to Chip and PIN in 2006 - the same time as most international markets. Some European markets had their own local debit card schemes but these schemes were far from perfect. >Basically they keep the stuff which trick the consumer, whereas in Europe they make law to protect consumer. Last time I checked, we were still in the EU and still subject to EU law. We implemented the GDPR (and our regulator is one of the most proactive in actually enforcing it), we implemented the Consumer Rights Directive and we were well ahead of the curve in many areas, particularly distance selling and consumer finance.
- vasco 7y ago
  You have drivers licenses and bank cards and passports already. Having a national ID just makes a bunch of stuff easier and identity theft harder.
  - jdietrich 7y ago
    A national ID card is a single point of failure. If I need to verify my ID for something important, I'll usually be asked for two forms of ID documents which may be subject to additional verification.

by Glawen 7y ago

benj111 7y ago

How do any of your examples 'trick' the consumer?

jdietrich 7y ago

>No national ID, so identity theft is easier We don't want national identity cards; the Blair government tried to introduce them in 2006 and failed due to massive public opposition. We think it's a bit weird that other EU nationals are so tolerant of the government having a massive centralised database tied to a single token. https://en.wikipedia.org/wiki/Identity_Cards_Act_2006 https://en.wikipedia.org/wiki/Identity_Cards_Act_2006 >For a long time, no pin code on credit card, so that theft is easier Most of our debit card market is Visa/Mastercard, so we switched to Chip and PIN in 2006 - the same time as most international markets. Some European markets had their own local debit card schemes but these schemes were far from perfect. >Basically they keep the stuff which trick the consumer, whereas in Europe they make law to protect consumer. Last time I checked, we were still in the EU and still subject to EU law. We implemented the GDPR (and our regulator is one of the most proactive in actually enforcing it), we implemented the Consumer Rights Directive and we were well ahead of the curve in many areas, particularly distance selling and consumer finance.

vasco 7y ago
You have drivers licenses and bank cards and passports already. Having a national ID just makes a bunch of stuff easier and identity theft harder.
- jdietrich 7y ago
  A national ID card is a single point of failure. If I need to verify my ID for something important, I'll usually be asked for two forms of ID documents which may be subject to additional verification.