Monitoring services should be baked into any online system that stores personally identifiable information. The GDPR requirements are a good example of what sho

Monitoring services should be baked into any online system that stores personally identifiable information. The GDPR requirements are a good example of what should be required by law. Any system you are required to provide information to should also allow you to see when your information is accessed and by whom. In most cases you should also have the option to deny access unless specifically granted. Unfortunately not providing access could result in not getting credit, insurance, or work as no company will take on the risk - but you have the choice to opt-out. Credit reporting services provided by the likes of Equifax and Experian particularily commercial rather than personal credit are critical to the current speed of the economy. Shutting them down would have a devestating effect on the economy.