Does it matter? The alternative, the credit monitoring, was only for 4 years for all 3 credit agencies. 10 years for equifax "monitoring" which is of dubious qu

Does it matter? The alternative, the credit monitoring, was only for 4 years for all 3 credit agencies. 10 years for equifax "monitoring" which is of dubious quality. You know, if you want the same company with atrocious security to tell you when things are going haywire. This is for a lifetime of possible risk. Not to mention credit monitoring's dubious track record. So your tradeoffs were a meaningless product that would guarantee little in the way of safety and a small amount of money. At this point, you should have your credit permanently frozen and leave it that way.