2 ms·
This is a fallacious argument. Just because banks use credit scores doesn't mean they are accurate (see argumentum ad populum). What we'd need to demonstrate y
by zucker42 7y ago
This is a fallacious argument. Just because banks use credit scores doesn't mean they are accurate (see argumentum ad populum).
What we'd need to demonstrate your claim is for example some data linking credit scores at time of loan to default rate, adjusted for income and loan terms.
- harryh 7y agoMaybe just go upthread to patrick's comment on the topic. He's a much better writer than me. https://news.ycombinator.com/item?id=20580478 https://news.ycombinator.com/item?id=20580478