4 ms·Their job does not include notifying you of negative changes to your credit though.by unreal37 7y agoTheir job does not include notifying you of negative changes to your credit though.merpnderp 7y agoDoesn’t Chase offer this for free?unreal37 7y agoIf so, Chase pays a fee to one of the big three credit reporting agencies to monitor this. The fee is still paid to the ones that hold the data.