>I spent three days figuring out this nightmarish credit reporting system and helping friends and family place freezes, as well as educating them to avoid all t

>I spent three days figuring out this nightmarish credit reporting system and helping friends and family place freezes, as well as educating them to avoid all the horrible dark patterns on Equifax's site. That’s all on you. There was no reason for you to do this. Certainly not because of Equifax. Your information was almost certainly already compromised, so reacting to the Equifax breach news like that was downright silly. >why am I forced into accepting the unlimited risk of them owning all my data so that this private company can keep operating? Nonsense. The risk isn’t unlimited, just about everything you do in your life presents a bigger risk. The real risk here is that someone might waste a few hours of your time, but looks like you’ve already been working on that yourself.