3 ms·

>You're just comparing a typical dev salary in London to an unusually high dev salary for NYC or SF. If you make much less than that in SF or NYC, there is no

>You're just comparing a typical dev salary in London to an unusually high dev salary for NYC or SF. If you make much less than that in SF or NYC, there is no point in living in such an expensive place. Go make that London salary working in a rural area of the US. >Because you don't have enough money. There's no cap on medical bills. See for example the article I linked to regarding the $500,000 bill for dialysis. The person in question had insurance. From your article: "A few days after the treatments began, an insurance case manager called the Valentines warning them that since Fresenius was out-of-network, they could be required to pay whatever the insurer didn’t cover. The manager added that there were no in-network dialysis clinics in Montana, according to Jessica’s handwritten notes from the conversation. (The insurance company disputes this, saying that its case manager told Jessica there were no in-network dialysis clinics in Missoula.) Jessica repeatedly asked both the dialysis clinic staff and the insurer how much they could expect to be charged, but couldn’t get an answer. Then the bills came." So basically, insurance said they would not pay for the clinic this person selected and since they have zero agency they kept going and got the bill that they were told they were going to get. So sad. Did they actually pay the bill? Of course not. They took a credit hit. >Holy crap, you really mean it. It happens all the time, as you can find out just by googling. What was one individuals name who this happened to. Not a study. Not "we think it happens". What is the persons name?

foldr 7y ago
>If you make much less than that in SF or NYC, there is no point in living in such an expensive place. Go make that London salary working in a rural area of the US. The median household income in New York is $50,000. I would rather live in London than in a rural area of the US - thanks. You talk as if people have no preferences besides maximizing the salary to cost of living ratio. > So basically, insurance said they would not pay for the clinic this person selected and since they have zero agency they kept going and got the bill that they were told they were going to get. I can’t figure out exactly what you’re trying to say here. It seems you are trying to find some way to convince yourself that these people deserved to get a $500,000 bill so that you can kid yourself that this could never happen to you. Yes, it’s their fault for failing to fly to another state in the middle of a medical crisis to find an in network provider, in the absence of any clear information regarding treatment costs from from medical staff or the insurance company. > Did they actually pay the bill? Of course not. They took a credit hit. We don’t know from the article how much they ended up paying. In any case, taking a credit hit is not a trivial thing. In your earlier comments, for example, you clearly placed a large value on home ownership. It’s difficult to buy a home with bad credit. >What was one individuals name who this happened to. Not a study. Not "we think it happens". What is the persons name? This article collects a number of stories involving named individuals: https://www.bustle.com/p/these-20-stories-refute-the-idea-that-people-dont-die-from-a-lack-of-health-care-access-56259 https://www.bustle.com/p/these-20-stories-refute-the-idea-th...
- fuzz4lyfe 7y ago
  You are citing bustle who is in turn citing tweets with that article. That's your best evidence? Can't find a AP article anywhere? Shouldn't there be thousands and thousands of examples to pick from?
  - foldr 7y ago
    You asked for personal stories. If you want something more robust, check the Harvard Medical School study: https://pnhp.org/excessdeaths/health-insurance-and-mortality-in-US-adults.pdf https://pnhp.org/excessdeaths/health-insurance-and-mortality...

foldr 7y ago

>If you make much less than that in SF or NYC, there is no point in living in such an expensive place. Go make that London salary working in a rural area of the US. The median household income in New York is $50,000. I would rather live in London than in a rural area of the US - thanks. You talk as if people have no preferences besides maximizing the salary to cost of living ratio. > So basically, insurance said they would not pay for the clinic this person selected and since they have zero agency they kept going and got the bill that they were told they were going to get. I can’t figure out exactly what you’re trying to say here. It seems you are trying to find some way to convince yourself that these people deserved to get a $500,000 bill so that you can kid yourself that this could never happen to you. Yes, it’s their fault for failing to fly to another state in the middle of a medical crisis to find an in network provider, in the absence of any clear information regarding treatment costs from from medical staff or the insurance company. > Did they actually pay the bill? Of course not. They took a credit hit. We don’t know from the article how much they ended up paying. In any case, taking a credit hit is not a trivial thing. In your earlier comments, for example, you clearly placed a large value on home ownership. It’s difficult to buy a home with bad credit. >What was one individuals name who this happened to. Not a study. Not "we think it happens". What is the persons name? This article collects a number of stories involving named individuals: https://www.bustle.com/p/these-20-stories-refute-the-idea-that-people-dont-die-from-a-lack-of-health-care-access-56259 https://www.bustle.com/p/these-20-stories-refute-the-idea-th...

fuzz4lyfe 7y ago
You are citing bustle who is in turn citing tweets with that article. That's your best evidence? Can't find a AP article anywhere? Shouldn't there be thousands and thousands of examples to pick from?
- foldr 7y ago
  You asked for personal stories. If you want something more robust, check the Harvard Medical School study: https://pnhp.org/excessdeaths/health-insurance-and-mortality-in-US-adults.pdf https://pnhp.org/excessdeaths/health-insurance-and-mortality...