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>but a typical tech salary in New York or San Fransisco isn't going to be enough to live in a town house. That's true, but then I'd be talking about salaries t

>but a typical tech salary in New York or San Fransisco isn't going to be enough to live in a town house. That's true, but then I'd be talking about salaries that aren't double of what is offered in London but 5 or 6 fold higher. I own my home and support my wife and daughter by myself in a low crime suburban area in the US, that isn't possible anywhere I could find in the UK. Did I also mention I didn't go to college? >But, no, you could end up in a far worse situation than that in the US. Medical costs are very unpredictable and bear no relation to your wealth. You could easily end up bankrupt and unable to pay for vital medical treatment. When you get that sick you end up on socialized medicine, SSDI and medicaid cover those costs at that point. Also while you will receive medical bills you don't actually have to pay them while hospitals are not allowed to refuse you life saving treatment.

foldr 7y ago
Tech salaries in NYC and SF aren't 5 or 6 times higher than tech salaries in London. >I own my home and support my wife and daughter by myself in a low crime suburban area in the US, that isn't possible anywhere I could find in the UK. I'm not sure what you're saying at this point. I grew up in a low crime suburban area in the UK. My Dad worked, my mom stayed at home. They owned the house. My Dad works as a programmer. >When you get that sick you end up on socialized medicine, SSDI and medicaid cover those costs at that point. Erm, no. You will not likely meet the eligibility requirements for medicaid. That's just wishful thinking. If that's how the system worked, medical bankruptcies wouldn't happen. >Also while you will receive medical bills you don't actually have to pay them while hospitals are not allowed to refuse you life saving treatment. They're not allowed to refuse you life-saving emergency treatment. They sure can refuse to give you chemo, refuse to give you reconstructive surgery if you've been badly burned, etc. etc. It's astonishing how unaware you are of how the health system works your own country. America has a lot of work to do on this issue. You really could suddenly end up with a $500,000 medical bill. It's tough to face up to that fact, but it is a fact. https://www.nbcnews.com/health/health-care/first-kidney-failure-then-540-842-bill-dialysis-n1034496 https://www.nbcnews.com/health/health-care/first-kidney-fail...
- fuzz4lyfe 7y ago
  > Tech salaries in NYC and SF aren't 5 or 6 times higher than tech salaries in London. I've seen 75k USD salaries commonly in London and 400k+ is not unheard of in fang companies. >Erm, no. You will not likely meet the eligibility requirements for medicaid. That's just wishful thinking. If that's how the system worked, medical bankruptcies wouldn't happen. If I have money and insurance why do I need assistance? The disaster situation you were describing seemed to imply that I would no longer be working and have insurance. If I'm working and have insurance I'll just pay my copays and get care that way. If I have no income due to a disability, I'd get SSDI and medicaid. >They're not allowed to refuse you life-saving emergency treatment. They sure can refuse to give you chemo, refuse to give you reconstructive surgery if you've been badly burned, etc. etc. Care to cite a time where that ever happened?
  - foldr 7y ago
    >I've seen 75k USD salaries commonly in London and 400k+ is not unheard of in fang companies. You're just comparing a typical dev salary in London to an unusually high dev salary for NYC or SF. I don't see what insight you hope to gain by doing that. (The people making big money as software developers in London work as independent consultants rather than employees, by the way, as it's more favorable from a tax point of view and - lol - you don't have to worry about not having health insurance.) >If I have money and insurance why do I need assistance? Because you don't have enough money. There's no cap on medical bills. See for example the article I linked to regarding the $500,000 bill for dialysis. The person in question had insurance. >Care to cite a time where that ever happened? Holy crap, you really mean it. It happens all the time, as you can find out just by googling. Hospitals are under no obligation to give you chemo if you can't pay for it. https://www.upi.com/Health_News/2016/06/03/Study-One-quarter-of-cancer-patients-cant-afford-treatment/8381464973916/ https://www.upi.com/Health_News/2016/06/03/Study-One-quarter... https://www.webmd.com/cancer/news/20170221/many-younger-cancer-survivors-cant-afford-their-meds#1 https://www.webmd.com/cancer/news/20170221/many-younger-canc...
    - fuzz4lyfe 7y ago
      >You're just comparing a typical dev salary in London to an unusually high dev salary for NYC or SF. If you make much less than that in SF or NYC, there is no point in living in such an expensive place. Go make that London salary working in a rural area of the US. >Because you don't have enough money. There's no cap on medical bills. See for example the article I linked to regarding the $500,000 bill for dialysis. The person in question had insurance. From your article: "A few days after the treatments began, an insurance case manager called the Valentines warning them that since Fresenius was out-of-network, they could be required to pay whatever the insurer didn’t cover. The manager added that there were no in-network dialysis clinics in Montana, according to Jessica’s handwritten notes from the conversation. (The insurance company disputes this, saying that its case manager told Jessica there were no in-network dialysis clinics in Missoula.) Jessica repeatedly asked both the dialysis clinic staff and the insurer how much they could expect to be charged, but couldn’t get an answer. Then the bills came." So basically, insurance said they would not pay for the clinic this person selected and since they have zero agency they kept going and got the bill that they were told they were going to get. So sad. Did they actually pay the bill? Of course not. They took a credit hit. >Holy crap, you really mean it. It happens all the time, as you can find out just by googling. What was one individuals name who this happened to. Not a study. Not "we think it happens". What is the persons name?

foldr 7y ago

Tech salaries in NYC and SF aren't 5 or 6 times higher than tech salaries in London. >I own my home and support my wife and daughter by myself in a low crime suburban area in the US, that isn't possible anywhere I could find in the UK. I'm not sure what you're saying at this point. I grew up in a low crime suburban area in the UK. My Dad worked, my mom stayed at home. They owned the house. My Dad works as a programmer. >When you get that sick you end up on socialized medicine, SSDI and medicaid cover those costs at that point. Erm, no. You will not likely meet the eligibility requirements for medicaid. That's just wishful thinking. If that's how the system worked, medical bankruptcies wouldn't happen. >Also while you will receive medical bills you don't actually have to pay them while hospitals are not allowed to refuse you life saving treatment. They're not allowed to refuse you life-saving emergency treatment. They sure can refuse to give you chemo, refuse to give you reconstructive surgery if you've been badly burned, etc. etc. It's astonishing how unaware you are of how the health system works your own country. America has a lot of work to do on this issue. You really could suddenly end up with a $500,000 medical bill. It's tough to face up to that fact, but it is a fact. https://www.nbcnews.com/health/health-care/first-kidney-failure-then-540-842-bill-dialysis-n1034496 https://www.nbcnews.com/health/health-care/first-kidney-fail...

fuzz4lyfe 7y ago
> Tech salaries in NYC and SF aren't 5 or 6 times higher than tech salaries in London. I've seen 75k USD salaries commonly in London and 400k+ is not unheard of in fang companies. >Erm, no. You will not likely meet the eligibility requirements for medicaid. That's just wishful thinking. If that's how the system worked, medical bankruptcies wouldn't happen. If I have money and insurance why do I need assistance? The disaster situation you were describing seemed to imply that I would no longer be working and have insurance. If I'm working and have insurance I'll just pay my copays and get care that way. If I have no income due to a disability, I'd get SSDI and medicaid. >They're not allowed to refuse you life-saving emergency treatment. They sure can refuse to give you chemo, refuse to give you reconstructive surgery if you've been badly burned, etc. etc. Care to cite a time where that ever happened?
- foldr 7y ago
  >I've seen 75k USD salaries commonly in London and 400k+ is not unheard of in fang companies. You're just comparing a typical dev salary in London to an unusually high dev salary for NYC or SF. I don't see what insight you hope to gain by doing that. (The people making big money as software developers in London work as independent consultants rather than employees, by the way, as it's more favorable from a tax point of view and - lol - you don't have to worry about not having health insurance.) >If I have money and insurance why do I need assistance? Because you don't have enough money. There's no cap on medical bills. See for example the article I linked to regarding the $500,000 bill for dialysis. The person in question had insurance. >Care to cite a time where that ever happened? Holy crap, you really mean it. It happens all the time, as you can find out just by googling. Hospitals are under no obligation to give you chemo if you can't pay for it. https://www.upi.com/Health_News/2016/06/03/Study-One-quarter-of-cancer-patients-cant-afford-treatment/8381464973916/ https://www.upi.com/Health_News/2016/06/03/Study-One-quarter... https://www.webmd.com/cancer/news/20170221/many-younger-cancer-survivors-cant-afford-their-meds#1 https://www.webmd.com/cancer/news/20170221/many-younger-canc...
  - fuzz4lyfe 7y ago
    >You're just comparing a typical dev salary in London to an unusually high dev salary for NYC or SF. If you make much less than that in SF or NYC, there is no point in living in such an expensive place. Go make that London salary working in a rural area of the US. >Because you don't have enough money. There's no cap on medical bills. See for example the article I linked to regarding the $500,000 bill for dialysis. The person in question had insurance. From your article: "A few days after the treatments began, an insurance case manager called the Valentines warning them that since Fresenius was out-of-network, they could be required to pay whatever the insurer didn’t cover. The manager added that there were no in-network dialysis clinics in Montana, according to Jessica’s handwritten notes from the conversation. (The insurance company disputes this, saying that its case manager told Jessica there were no in-network dialysis clinics in Missoula.) Jessica repeatedly asked both the dialysis clinic staff and the insurer how much they could expect to be charged, but couldn’t get an answer. Then the bills came." So basically, insurance said they would not pay for the clinic this person selected and since they have zero agency they kept going and got the bill that they were told they were going to get. So sad. Did they actually pay the bill? Of course not. They took a credit hit. >Holy crap, you really mean it. It happens all the time, as you can find out just by googling. What was one individuals name who this happened to. Not a study. Not "we think it happens". What is the persons name?