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I don’t actually care. The cardmembers are never liable for fraud. I don’t use my debit card for online purchases at all however. If someone steals that and us
by sgjohnson 7y ago
I don’t actually care. The cardmembers are never liable for fraud.
I don’t use my debit card for online purchases at all however. If someone steals that and uses it, I’m out of pocket until the bank resolves it, which can take days.
With credit cards, and Amex especially, they’ll simply reverse the fraudulent transactions and overnight you a new card.
Someone skimmed my Amex when I was on a vacation in Japan, charged about ¥700k on it. One call to them, they froze the transactions and in roughly 16 hours I collected a new card in the hotel lobby.