Yeah, if discounted rates were illegal, then some of the more simplified Republican arguments against requiring and/or subsidizing health insurance might actual

Yeah, if discounted rates were illegal, then some of the more simplified Republican arguments against requiring and/or subsidizing health insurance might actually make sense. This whole system of discounted rates is why you're pretty much forced to have insurance as a "payment intermediary," even for stuff that you'd otherwise think paying out of pocket would be reasonable for.