If you can accept losing money to reduce consumption you could withdraw your 20k In cash and let them sit in a safe? But yeah one way or another money will be s

If you can accept losing money to reduce consumption you could withdraw your 20k In cash and let them sit in a safe? But yeah one way or another money will be spent to spin the economy if there is incentive to do it. Another way might be to accept a smaller salary and work less. The salary economy requires a lot of consumption compared to just sitting at home doing nothing.