Is it possible to combine the microfinance program with the assests , at least for some classes of assets ? maybe things that increase agricultural productivity

Is it possible to combine the microfinance program with the assests , at least for some classes of assets ? maybe things that increase agricultural productivity , or decrease energy costs , i.e. things like drip irrigation tools or solar panels or efficient stoves ? That way you have some partial collatera- so you might reduce the interest , and you can help people choose the best income generating assets , so you increase loan repayment chances. Also you can share distribution costs between loans and assets. Does this model make sense ?