Well, if they didn't call, their chance of getting a refinance sale was 0.0% Then, as now, sales is a numbers game. Dad was very financially literate and woul

Well, if they didn't call, their chance of getting a refinance sale was 0.0% Then, as now, sales is a numbers game. Dad was very financially literate and would hang up on them after a short "no thank you". If for no other reason than they interrupted the family dinner.