Every financial instrument was originally designed to help and serve people but somehow some guys who think they are smart manage to abuse the system, make a lo

Every financial instrument was originally designed to help and serve people but somehow some guys who think they are smart manage to abuse the system, make a lot of damage and still get away with it. Why are not there any regulations to prohibit this? Why everybody learns only after game over when its too late? Here you go, the results of capitalism at its best