I don't know of any US bank that uses a notary in quite this way. It's not a notarial act under the model notary act. A notary can acknowledge the depositor's

I don't know of any US bank that uses a notary in quite this way. It's not a notarial act under the model notary act. A notary can acknowledge the depositor's claim and identity, but can't be held liable for the depositor's claims. A notary can verify that a man with John Doe's legal ID claims to be depositing one (1) Shroud of Turin and twelve (12) Pieces of Eight from a Spanish Galleon with certificate of authenticity from the Franklin Mint, but the notary is not verifying the truth about or value of the actual contents.