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There are so many things wrong with this I don't know where to begin. While I agree with the premise that we should make security breaches as painful and expen
by basilgohar 7y ago
There are so many things wrong with this I don't know where to begin.
While I agree with the premise that we should make security breaches as painful and expensive as possible for negligent parties such as Equifax, the manner of this claim feels completely off.
For starters, I have to submit information to a 3rd party, and that in fact will start a process that I, as a victim (potentially, at least) of Equifax's negligence, must complete. Moreover, even the actual damages I will be entitled to is quite unknown. I realize a lot of this is due to class action law, but it's still woefully insufficient.
Furthermore, reading through the fine print, at least according to other analysis I've read about it, you also have to enroll or already be enrolled in some kind of identity protection program (such as what Equifax offers themselves). So, I would to have to opt-in to a system I am trying to stay out of in the first place.
And why do I even have to confirm my info? If Equifax has it already, then they should reach out to me, as a victim of their negligence.
There is more, but these are the most glaring issues. I realize there's not a lot that can be done, but these factors give me a strong distaste for this and I think we are deluded in thinking this will actually amount to anything more than a slap on this wrist or even cost them much of anything. It's going to cost them up to $31 million based on people's claims. It likely won't cost them more by me filling out the claims, but it will cost me as I'll have to become further entrenched in a monitoring system that got us into this mess in the first place.
- qrbLPHiKpiux 7y agoI mailed my paper claim in yesterday. It only asked your name, address, and birth year. Nothing else.
- woriuweflksdncn 7y agoBut were you an adult when the breach happened? The paper form says this: "If you were over the age of 18 on May 13, 2017, and wish to file a claim form, visit www.EquifaxBreachSettlement.com. Do not use this claim form."
- qrbLPHiKpiux 7y agoHere's where I downloaded the claim form https://www.equifaxbreachsettlement.com/file-a-claim https://www.equifaxbreachsettlement.com/file-a-claim Straight forward.
- deleted 7y ago[deleted]
- kevindong 7y agoThere's two forms on that website. The first [0] is for everyone. The second [1] is for people who were under 18 at that time. [0]: https://www.equifaxbreachsettlement.com/admin/services/connectedapps.cms.extensions/1.0.0.0/5e30940d-7e11-4b49-b115-6d89a16c0e3f_1033_EFX_-_Final_Claim_Form.pdf https://www.equifaxbreachsettlement.com/admin/services/conne... [1]: https://www.equifaxbreachsettlement.com/admin/services/connectedapps.cms.extensions/1.0.0.0/6574a180-64d4-43a6-b8df-979a4dd1d36e_1033_EFX_-_Minor_Claim_Form.pdf https://www.equifaxbreachsettlement.com/admin/services/conne...
- woriuweflksdncn 7y agoThank you! I didn't see the other form!
- cVwEq 7y agoThere are links to two different forms on the File A Claim page [1]: A PDF for adults as of 5/13/2017 [2], and one for minors as of 5/13/2017 [3]. It looks like, if your goals are a balance between receiving the settlement, privacy, and effort, the PDF (probably [2] if no minors were involved) is the way to go. [1] https://www.equifaxbreachsettlement.com/file-a-claim https://www.equifaxbreachsettlement.com/file-a-claim [2] https://www.equifaxbreachsettlement.com/admin/services/connectedapps.cms.extensions/1.0.0.0/5e30940d-7e11-4b49-b115-6d89a16c0e3f_1033_EFX_-_Final_Claim_Form.pdf https://www.equifaxbreachsettlement.com/admin/services/conne... [3] https://www.equifaxbreachsettlement.com/admin/services/connectedapps.cms.extensions/1.0.0.0/6574a180-64d4-43a6-b8df-979a4dd1d36e_1033_EFX_-_Minor_Claim_Form.pdf https://www.equifaxbreachsettlement.com/admin/services/conne...
- hanniabu 7y agoI wouldn't be surprised if there's something in there that says if you accept it you waive any and all claims against them in the future.
- ohyeshedid 7y ago"For starters, I have to submit information to a 3rd party..." Multiple 3rd parties, at that; https://i.imgur.com/ARPFyFl.png https://i.imgur.com/ARPFyFl.png Last night those scripts were attempting to load from the form page, which is now currently 403 for me.