Yep. Typically the the role of credit facilities is supplied by a different class of app, eg. Klarna, Kredivo, Akulaku. Though the wallets are now providing the

Yep. Typically the the role of credit facilities is supplied by a different class of app, eg. Klarna, Kredivo, Akulaku. Though the wallets are now providing their own, eg Alipays Check Later, Gojek & Ovos Paylater.