And they use BS games to minimize the increases - things like equivalency pricing. My health insurance hasn't gone up that much in the last 5 years on per month

And they use BS games to minimize the increases - things like equivalency pricing. My health insurance hasn't gone up that much in the last 5 years on per month basic. The difference is instead of the $10 copay on day 1 that I used to have, I now have a $3K deductible and my in-network choices have been cut in half. I'm guessing there are similar games done with housing. For example, prices for condos in a lot of areas have probably kept pace with inflation, but meanwhile the HOAs have gone up from $200/month 10 years ago to $400/month now, and I suspect it's because government services have been cut. I doubt the fed takes into consideration things like my area is now so crowded, I pay $100/month to park whereas 10 years ago it was free. Same with tolls - the once free interstates have all been converted to toll roads in my area that cost $40/week to get to work.