I of course use a card frequently, though have yet to have the "pleasure" of dealing with a tap-to-pay card. I don't really want to. I'd say average case (not b

I of course use a card frequently, though have yet to have the "pleasure" of dealing with a tap-to-pay card. I don't really want to. I'd say average case (not best case) is they're about the same, but yes, getting out my phone and unlocking it, opening the bitcoin app, scanning the QR code and hitting confirm, then putting my phone away, is indeed often faster than getting out my wallet, picking out my card from the other crap in there, inserting it into the chip reader (or swiping it), and hitting confirm (after maybe having to enter a pin or zip code or tell it "this is a credit card" or dismiss a "do you want to donate to grocery store's cause-of-the-month?" dialog) and then sometimes having to sign a printout or a touch screen, then putting my card back into the wallet and putting my wallet away. CCs are a usability nightmare that I'm amazed we put up with. > And they'll investigate Have you never reported fraudulent charges before? There's basically no investigation unless it was an ACH thing.