You have to account for some cost of your own time. And none of that is something that my wife and kids would want to deal with, especially if I am not home. I

You have to account for some cost of your own time. And none of that is something that my wife and kids would want to deal with, especially if I am not home. I am willing to pay Hulu and Netflix for the convenience and so are most people which is how they stay in business. If everyone did what you did, I suspect there'd be an actual crack down on it.