With respect, it’s not millions being spent. It’s billions. Many billions of dollars. Why do you think they’re in bed so deeply with such vendors? And banks ad

With respect, it’s not millions being spent. It’s billions. Many billions of dollars. Why do you think they’re in bed so deeply with such vendors? And banks adhering to any kind of laws goes only as far as the compliance office says they have to. And if the Chief Compliance Officer says that you only need to do security scans once a quarter because that is what their auditor says, then by God you damn well better not be running scans at any other frequency, unless explicitly directed to do so by the compliance office. You wouldn’t want to actually be secure or anything, because then that would void the appearance of security. Been there, done that, seen it from the inside. If you’re not scared shitless by the way banks are run, then you clearly don’t know enough about how that sausage is made.