I feel like the lack of this kind of thinking helps keep people dumb about what a URL looks like, so that phishing links like www.bank-of-america--interestpayme

I feel like the lack of this kind of thinking helps keep people dumb about what a URL looks like, so that phishing links like www.bank-of-america--interestpayments.com/your-account/secure.html keep working. The less people are parsing the few domains they really do interact with, in favor of specialty URLs for every little thing keeps it all confusing.