4 ms·

This is just false. Lots of real estate organizations require a credit pull as part of your application. You aren't renting from the owner/landlord but from the

This is just false. Lots of real estate organizations require a credit pull as part of your application. You aren't renting from the owner/landlord but from the property manager; there's no notion of just "pay a bigger deposit to make up for your lack of credit history". It's also pretty much impossible to get through modern society without a credit card if you want to do anything crazy like, rent a car or reserve a hotel room.

harryh 7y ago
That has not been my experience or the experience of many people that I know. Property managers care about risk. The risk of someone with low/no credit can almost always be mitigated with cash. I discuss issues with renting cars and hotel rooms in sibling threads.
- soulofmischief 7y ago
  This may be true, but it's out-of-band. We need frameworks which ensure a level playing field, not tricks and loopholes which only allow the most cunning or fortunate of those with little credit to succeed in life.
tptacek 7y ago
This has not been my experience, renting in Chicago, Ann Arbor, and San Francisco (around 2001).
- astura 7y ago
  2001, sure. It's no longer 2001, we live in the era of big data now.
  - tptacek 7y ago
    That's silly. Credit scores were as easy to obtain in 2001 as they are now.