In the US yes, in a lot of other country in the world they don't have a credit score as crazy as this. The only thing that's registered in the Netherlands for i

In the US yes, in a lot of other country in the world they don't have a credit score as crazy as this. The only thing that's registered in the Netherlands for instance is how much you have to pay every month in interest and if you have failed to pay any of the bills for loans you have. This is submitted to the government and requested and updated by banks.