That's precisely my point. I don't get much freedom when it comes to international healthcare and won't be able to save enough to pay out of pocket/take a loan

That's precisely my point. I don't get much freedom when it comes to international healthcare and won't be able to save enough to pay out of pocket/take a loan for something as dramatic as this. The only insurance answer to this is a Dread Disease insurance which pays out once specific illnesses appear, but the amount and illnesses are completely dependent on your financials aswell, so you're still worse off in this case compared to simply earning more in the US. It's great that I don't have to fear going to the hospital for normal stuff, but everything extraordinary is very scary as our public healthcare system is simply crumbling, getting appointments for specialists can take months, hospitals are overcrowded (my mother was taken by an ambulance to a hospital due to a heart condition, only to be ferried further as all beds were full that night) and doctors and nurses are working themselves to the bone or simply leave the country outright.