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It sounds to me like they'll give you free credit monitoring, UNLESS YOU ALREADY HAD CREDIT MONITORING, then they'll give you $125. Most people don't have credi
by TallGuyShort 7y ago
It sounds to me like they'll give you free credit monitoring, UNLESS YOU ALREADY HAD CREDIT MONITORING, then they'll give you $125. Most people don't have credit monitoring, I think. Personally, I've found the free credit monitoring that they gave me pretty useless. I get an email regularly telling me my score changed. I have to go log in and find out I went up 2 points because of an algorithm change. Thanks for looking out, Equifax! Then I go to a dealer and they pull my credit and it's dramatically higher than what Equifax has been telling me. The whole system seems silly to me.
- krastanov 7y agoIt is either-or, not both. If you want the money you have to promise you have credit monitoring from somewhere else. Credit Karma (for example) counts as free credit monitoring and you can easily make an account before making the claim. Many credit cards come with monitoring too.
- markholmes 7y agoI believe NerdWallet counts as well.
- charlieo88 7y agoThe credit information and the score given to an individual is completely different from what is given to an Equifax customer.
- dv_dt 7y agoI have about four different free and offered after breach monitoring services. It seems to average about a new one breach and "monitoring" every couple of years recently.
- dwild 7y ago> I get an email regularly telling me my score changed. I have to go log in and find out I went up 2 points because of an algorithm change In the Canadian version of Equifax you can set how much of a score change send an email.
- randrews 7y agoFunny thing is I still have the credit monitoring service I got for free from the PSN breach settlement...