I work in FinTech and I love this idea. Banks and other Financial institutions have incredibly strict data compliance and personal privacy laws that preclude t

I work in FinTech and I love this idea. Banks and other Financial institutions have incredibly strict data compliance and personal privacy laws that preclude them from using customer data the same way the current large tech companies do (facebook and google specifically). The laws limit both the type of advertising including the language and representations/disclaimers, as well as the scope in which their "sales history" can be used or distributed to other vendors/firms/partners. This type of service flies directly in the face of the Google and Facebook's business models, there is absolutely a good reason to fear how these advertising giants will abuse customer financial data. These services MUST be kept separate for the health of society. On a personal note, Facebook was just used to overthrow the democratic process in the US and the UK, possibly in other nations as well. They certainly need to demonstrate the ability to control their existing products before they are given even greater responsibility. I love what David Marcus is doing and the idea of a crypto currency can do the world a lot of good. But not in Facebooks hands or in the hands of any other advertising giant.