First off, unless you were really early, you are going to need about 1.5-2M of that for taxes, so plan for that. That said, I put the remainder of a similar ou

First off, unless you were really early, you are going to need about 1.5-2M of that for taxes, so plan for that. That said, I put the remainder of a similar outcome in 60% stocks (VTI 75% + VEA 25%) and 40% short term bonds (VCSH). The stocks give you growth and the bonds give you stability. Rebalance this once a year and you are done. You are financial secure. Don’t get sucked into crazy complicated schemes - simpler and more diverse is better