Chances are: 1. A backup laptop is cheaper than a backup car. 2. You don't need your car for work; you can take Uber/Lyft or a taxi if need be. 3. If you do

Chances are: 1. A backup laptop is cheaper than a backup car. 2. You don't need your car for work; you can take Uber/Lyft or a taxi if need be. 3. If you do need your car for work, you've accepted loss of your car of extended periods of time as a risk and have probably gotten insurance for that. I hope. 4. If you're a big company for which cars are an integral part of your business, you have backups. I don't take my car to dealers to get it repaired. The ones around here do a terrible job, and when I take it back, it's not unusual for the mechanics to sabotage various components (e.g., deliberately point both headlights as far down as they'll go). I'd rather forego the loaner and take my car to a reputable independent mechanic. Additionally, the dealers around here usually don't offer a loaner anyway without an extra fee, except under certain circumstances (e.g., the repair takes longer than they expected because they broke my windshield and had to order a replacement--yes, that happened).