well the real value is the six free annual credit reports, sadly the majority of people I work with probably never have looked at theirs. has anyone ever had a

well the real value is the six free annual credit reports, sadly the majority of people I work with probably never have looked at theirs. has anyone ever had any value come from identity monitoring services? one card issuer I have emails me for every charge above a threshold, which I have set to zero. I keep my credit frozen so theoretically it should not be possible to open a new account. My concern with a monitoring service is that it is yet another person who can leak