That's the tough part isn't it? It's just a cost benefit analysis. There's no "one true way". The Americans chose one end of the spectrum, the English the other

That's the tough part isn't it? It's just a cost benefit analysis. There's no "one true way". The Americans chose one end of the spectrum, the English the other. Both approaches worked out reasonably well. That's not something either side really wants to hear these days.