True, but the nature of the emergency is also linked to the country. I am writing this from an ER room where they keep me a few hours to make sure everything i

True, but the nature of the emergency is also linked to the country. I am writing this from an ER room where they keep me a few hours to make sure everything is fine after a very minor electrical shock. This is in France and I will not see the bill (though this is a private hospital). If I lose my job I will have social security protection. The job is protected as well (no at-will here). Generally speaking the most important health and survival elements are covered by the state. The boiler, though...