The only valid complains in this post are about Windows defender and updates notifications, all the others are indeed bloatware because you can reinstall Spotif

The only valid complains in this post are about Windows defender and updates notifications, all the others are indeed bloatware because you can reinstall Spotify if you want it that much, and the "accessibility keyboard" should just ask you if you really want to uninstall that, which 99% of users don't need at all.