This argument is incredibly uniformed and privileged. You are assuming that you start from zero... healthy body, no obligations, mental stamina, stable living s

This argument is incredibly uniformed and privileged. You are assuming that you start from zero... healthy body, no obligations, mental stamina, stable living situation, no unexpected problems. The reality is far worse. It's much more likely that you'd be in debt from past mistakes, which drains your monthly income and removes access to emergency credit. You're probably taking lower quality jobs, which means bad hours and a longer commute. This directly leads to less sleep and lower quality food, affecting your health and your ability to work. You are stressed about money all the time, affecting your willpower and measurably lowering your base IQ. You are probably responsible for other people (children, parents) and unlike to have a stable partner helping you. WHEN (not if) something goes wrong in your life like a car repair, illness, etc your fragile plan is shattered. Your only option is to go deeper into debt, probably at very high interest. Depending on the circumstance you may end up losing your job(s). Yes, everyone should work hard. Some do escape, and everyone should try! No one is "owed" anything. However, the fact that a person remains trapped in poverty does not mean that they are at fault. "Pick yourself up by your own bootstraps" remains almost completely disconnected from reality.