> Mortgages tend to be equal to rent in the long run due to efficient market reasons. Not really, the property price and mortgage rate you pay is what you indi

> Mortgages tend to be equal to rent in the long run due to efficient market reasons. Not really, the property price and mortgage rate you pay is what you individually agreed to, not whatever the "efficient market" says it may be on average "in the long run". There's tons of macro factors that are currently driving real estate prices well beyond what's justified by potential rent income. You're most likely better off renting.