The definition of "couldn't handle" is wrong. Most people could handle it, it just would mean extra debt - but so what? Average US credit card debit is over $50

The definition of "couldn't handle" is wrong. Most people could handle it, it just would mean extra debt - but so what? Average US credit card debit is over $5000. Who cares about savings when you can just get more debt? The fact that credit card debt is at 18% during a historically low interest rate environment also implies that a lot of people simply don't pay back their debt. The flip side of it is that people are willing to work for lower wages, because a steady income - even if it is low - means you can get more debt! Finally, of this money that shouldn't even exist in the economy drives up prices for everything, the best example for this of course is student loans versus the cost of education.