The problem here is that years of abusing "insurance" - billing regular prescriptions to something intended to be used for catastrophic events - have led to pri

The problem here is that years of abusing "insurance" - billing regular prescriptions to something intended to be used for catastrophic events - have led to prices being raised without the consumer feeling the net effect, right away. It was a band-aid, nothing more. There was an article a few months back about an indian gentleman who was essentially industrializing health-care. This is what we need. Maybe some one who does routine carpal-tunnel surgery does not need a full MD? Some how, medicine was one of the few industries which never industrialized. By doing this, we can go back to looking at insurance the right way: something for catastrophic events. Regular health care is expensive, and no system can realistically have the balance of its members taking out more than they put in long-term.