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Literally half the country tried to warn against this exact same thing happening before the ACA passed.

germinalphrase 7y ago
This pattern of exploding healthcare costs didn’t begin with the passage of the ACA (though the ACA is also obviously not the solution). The ACA did increase costs as insurance companies couldn’t suddenly refuse service because they are actually sick (preexisting conditions), but what is our healthcare system doing if it’s NOT treating sick people?
- linuxftw 7y ago
  > ACA did increase costs as insurance companies couldn’t suddenly refuse service because they are actually sick Insurance companies are in business to make a profit. What the ACA did was ensure insurance companies have captive customers. A plan with a $6500 deductible vs pay a fine, nonsense. I should be free to choose between the plan or no fine. If it's all sick people in the plan pool because healthy people opted-out, that's the insurance company's problem, not mine. Now that the individual mandate is gone, we can watch the deductibles climb ever higher and push people out of insurance. For many people $6500 might as well be $50k. I would support a full repeal of ACA and replacement with government payer for all, so long as private insurance is not outlawed and can go back to pre ACA form (I'd like to see more changes, but that's a starting point).
  - germinalphrase 7y ago
    I don’t disagree. That would be a good direction to move.
  - scarface74 7y ago
    I should be free to choose between the plan or no fine That’s fine as long as you support getting rid of laws that force hospitals to treat you whether or not you have insurance and you medical bills are not dischargeable in bankruptcy if you don’t have insurance.
- scarface74 7y ago
  I keep seeing this but it does t real jibe with facts on the ground. Insurance is still priced based on the group you belong to. If you have a preexisting condition and you belonged to an eligible group - you worked for a company that provides insurance - they’ve always had to provide insurance regardless of preexisting condition. The exchange group plans are priced separately.
MichaelApproved 7y ago
Literally ACA made things better. Before ACA, I couldn't even get healthcare. Thanks Obama and Congress!
asark 7y ago
What, that it was a half-measure that'd allow the garbage OP mentioned to continue? I don't think it was half, though, since quite a few Democrats didn't seem to want to go full single-payer or nationalized healthcare, and even the public option didn't make it in.

This pattern of exploding healthcare costs didn’t begin with the passage of the ACA (though the ACA is also obviously not the solution). The ACA did increase costs as insurance companies couldn’t suddenly refuse service because they are actually sick (preexisting conditions), but what is our healthcare system doing if it’s NOT treating sick people?

linuxftw 7y ago
> ACA did increase costs as insurance companies couldn’t suddenly refuse service because they are actually sick Insurance companies are in business to make a profit. What the ACA did was ensure insurance companies have captive customers. A plan with a $6500 deductible vs pay a fine, nonsense. I should be free to choose between the plan or no fine. If it's all sick people in the plan pool because healthy people opted-out, that's the insurance company's problem, not mine. Now that the individual mandate is gone, we can watch the deductibles climb ever higher and push people out of insurance. For many people $6500 might as well be $50k. I would support a full repeal of ACA and replacement with government payer for all, so long as private insurance is not outlawed and can go back to pre ACA form (I'd like to see more changes, but that's a starting point).
- germinalphrase 7y ago
  I don’t disagree. That would be a good direction to move.
- scarface74 7y ago
  I should be free to choose between the plan or no fine That’s fine as long as you support getting rid of laws that force hospitals to treat you whether or not you have insurance and you medical bills are not dischargeable in bankruptcy if you don’t have insurance.
scarface74 7y ago
I keep seeing this but it does t real jibe with facts on the ground. Insurance is still priced based on the group you belong to. If you have a preexisting condition and you belonged to an eligible group - you worked for a company that provides insurance - they’ve always had to provide insurance regardless of preexisting condition. The exchange group plans are priced separately.

MichaelApproved 7y ago

Literally ACA made things better. Before ACA, I couldn't even get healthcare. Thanks Obama and Congress!

asark 7y ago

What, that it was a half-measure that'd allow the garbage OP mentioned to continue? I don't think it was half, though, since quite a few Democrats didn't seem to want to go full single-payer or nationalized healthcare, and even the public option didn't make it in.