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With employer based insurance and lack of price transparency there is almost nothing the patient can do to reduce costs. You can’t get any upfront pricing, it’s
by Ididntdothis 7y ago
With employer based insurance and lack of price transparency there is almost nothing the patient can do to reduce costs. You can’t get any upfront pricing, it’s hard to evaluate whether a test is needed, you can’t change insurance.
You are giving the patient responsibility for something they have almost no chance to understand.
- MichaelApproved 7y agoOn top of that, it's impossible to shop around for some of the biggest purchases. Broke your leg, now what? Start calling local hospitals to see who offers the best price? It's impossible to be an educated consumer with healthcare. Impossible.
- AnimalMuppet 7y agoWorse: One hospital charges less. Will I get equally good care there? Or is their rate of complications higher? Will I suffer consequences down the road, maybe for the rest of my life? Do I really want the less expensive hospital in that case? How much money is a lower chance of complications worth?
- Ididntdothis 7y ago“Broke your leg, now what? Start calling local hospitals to see who offers the best price?” Any responsible citizen would have received insurance approval and checked out hospitals before breaking his leg. Same applies to car accidents :)