How is it unearned? They offer to pay the price, and if the transaction goes through, they get the product. This is exactly what businesses do when they offer

How is it unearned? They offer to pay the price, and if the transaction goes through, they get the product. This is exactly what businesses do when they offer the lowest possible wages to workers. There is zero difference. If a businessperson does it, they are shrewd. If a customer does it, they are unethical.