4 ms·

I had blueshield ca for a while as self-employee, but I wouldn’t call it “good”. It certainly was expensive. Family of 5, 20% copay, $5000 deductible for over $

I had blueshield ca for a while as self-employee, but I wouldn’t call it “good”. It certainly was expensive. Family of 5, 20% copay, $5000 deductible for over $1000 a month. That was two years ago. It’s probably worse now. To be frank, I don’t think such a thing as good “health insurance for the self employed” exists in CA. Aside from the scammy ones you mention, you can get with one of the big guys and pay an arm and a leg, or roll the dice with one of these startups with new business models you see popping up.

mrlala 7y ago
If this guy has a family then really what you said is the only real option. It's a large fixed expense, but at least it is with a 'reliable' healthcare company. If he/she is single and wants to roll the dice with never having to use it, yeah you can save a lot of money (potentially), but I certainly wouldn't put that risk on anyone else. Long story short.. if you don't want to walk around in fear of potential costs I would stick with a large provider. It's your most secure bet in this terrible system we call healthcare...