4 ms·

When I made $45k I had fuck you money. I could (and did) quit my job and spend two years not working if I wanted to. I wasn't beholden to anybody at $45k, I had

When I made $45k I had fuck you money. I could (and did) quit my job and spend two years not working if I wanted to. I wasn't beholden to anybody at $45k, I had my own apartment, health insurance, car, and no debt. You may not be completely financially independent after one year at $500k, but you have the human capital to make a minimum of $50k for the rest of your life, so you can say fuck you to any job, any time.

nothanksmydude 7y ago
Apartment means landlord. Health insurance puts you at the mercy of underwriters and approval for coverage. You're not as free as you think
- Noumenon72 7y ago
  My landlord is just a trading partner, he has no leverage over me because I can say "Fuck you, I'll rent somewhere else". You're right about the health insurance, I guess. Interestingly, even fuck-you money didn't help me with landlords. They didn't trust someone with no job and a big pile of cash. I ended up living with someone else but not able to get on their lease.
Phillipharryt 7y ago
You clearly didn't have fuck-you money. You could only quit your job for 2 years before presumably having to come back to work. I don't mean that in a rude way, it's just clear. Your last sentence is a little confusing, if you're implying you could use your human capital and work, you're clearly going to be beholden to other people, and can't say fuck you to "any job, any time". In addition to that, we're back to the idea that 50k a year is fuck-you money, which it's not. Long tangent incoming. Fuck-you money is getting confused with a comfortable level of money. Most people will never ever get close to fuck-you money. Fuck-you money is black cards and reservations almost anywhere because you tip ludicrous amounts. It's being told the plane is full so you just upgrade to first class (if you weren't in there to begin with). It's being able to turn down any job because you could easily live at the same comfort level without it. It's only working because the work brings in stupid amounts more cash (that you probably can't figure out where to spend) or it offers you more than that (influence, stimulation). Just being able to say no to a job is not the same as that.
- Noumenon72 7y ago
  I think the top definition of "fuck you money" on Urban Dictionary is better than yours (although yours is second). "The exact amount of money required in order to tell an individual or organization to go fuck themselves without facing repercussions." Keep the term confined to what it literally suggests and use "financial independence" for never having to work again. (I could have gone jobless another ten years or so, but that would be dumb since I wasn't financially independent and would miss out on compounding.)
pwinnski 7y ago
The expression refers to having enough money to not be beholden in the future, not just the present. There is a big difference between having enough money to quit one's job for a year or two (and good for you!) and having enough money to quit working forever.
- Noumenon72 7y ago
  I think the term "financial independence" is better for that. I want to say fuck you to a particular boss, source of stress, or living situation. Why would I say fuck you to the concept of ever working again, when it could be in Hawaii as a mattress tester or something?

nothanksmydude 7y ago

Apartment means landlord. Health insurance puts you at the mercy of underwriters and approval for coverage. You're not as free as you think

Noumenon72 7y ago
My landlord is just a trading partner, he has no leverage over me because I can say "Fuck you, I'll rent somewhere else". You're right about the health insurance, I guess. Interestingly, even fuck-you money didn't help me with landlords. They didn't trust someone with no job and a big pile of cash. I ended up living with someone else but not able to get on their lease.

Phillipharryt 7y ago

You clearly didn't have fuck-you money. You could only quit your job for 2 years before presumably having to come back to work. I don't mean that in a rude way, it's just clear. Your last sentence is a little confusing, if you're implying you could use your human capital and work, you're clearly going to be beholden to other people, and can't say fuck you to "any job, any time". In addition to that, we're back to the idea that 50k a year is fuck-you money, which it's not. Long tangent incoming. Fuck-you money is getting confused with a comfortable level of money. Most people will never ever get close to fuck-you money. Fuck-you money is black cards and reservations almost anywhere because you tip ludicrous amounts. It's being told the plane is full so you just upgrade to first class (if you weren't in there to begin with). It's being able to turn down any job because you could easily live at the same comfort level without it. It's only working because the work brings in stupid amounts more cash (that you probably can't figure out where to spend) or it offers you more than that (influence, stimulation). Just being able to say no to a job is not the same as that.

Noumenon72 7y ago
I think the top definition of "fuck you money" on Urban Dictionary is better than yours (although yours is second). "The exact amount of money required in order to tell an individual or organization to go fuck themselves without facing repercussions." Keep the term confined to what it literally suggests and use "financial independence" for never having to work again. (I could have gone jobless another ten years or so, but that would be dumb since I wasn't financially independent and would miss out on compounding.)

pwinnski 7y ago

The expression refers to having enough money to not be beholden in the future, not just the present. There is a big difference between having enough money to quit one's job for a year or two (and good for you!) and having enough money to quit working forever.

Noumenon72 7y ago
I think the term "financial independence" is better for that. I want to say fuck you to a particular boss, source of stress, or living situation. Why would I say fuck you to the concept of ever working again, when it could be in Hawaii as a mattress tester or something?